Why know more about home loan

A home loan is not boring. It is there at every key moment in our lives. We just don’t always think about it. But there is more to your home loan than you think. There are various credit solutions. That is why you need to know more about home loan.

 

Home loan is not boring

Home loan is not boring

Home loan is not boring. On the contrary. It’s about people like you and me. Everyone gets into it sooner or later. Or you do know someone who has or is looking for a mortgage loan. That makes it fascinating. Every mortgage credit file is different. It is not abstract. No. It is very concrete. Human. That is why you need to know more about home loan.

 

Home loan is part of every key moment in your life

Home loan is part of every key moment in your life

A housing loan usually occurs at a key moment in your life. You are going to purchase your first home. You want to renovate or renovate your existing home.

But the mortgage credit will also be discussed if you are divorcing. Who will keep the property? Who will buy out the other party?

Even if there is a death within the family, mortgage credit can be an important topic of conversation.

There are so many other examples.

That is why you need to know more about home loan.

 

There is more to your home loan than you think

home loan than you think

There is really more to your home loan than you might think. Only you don’t always know. Or don’t you always think about it.

What do we think of spontaneously:

  1. There is often still a credit solution if you are on the “black list” (= negative section on the Central Individual Credit Register).
  2. As a single person in the event of a divorce you can still get a housing loan or keep your house.
  3. Your mortgage loan does not have to be repaid on your 60th birthday. An investment in real estate remains possible!
  4. You do not have to be stressed with a bridging loan. There are flexible solutions.
  5. You can save hundreds of euros per month through the refinancing of your existing mortgage loan.

That is why you need to know more about home loan.

 

Legislation on home loan is changing

home loan is changing

The legislation on home loan is changing. With this blog we will keep you constantly informed.

These two topics from current affairs will directly or indirectly influence the future of your home loan.

First of all, the credit intermediary in mortgage credit has been given a new status in Belgium since November 2015. This is the first time that the government has regulated this statute. It leads to a further professionalization of the profession. Your mortgage credit intermediary must from now on be registered in a register, be accredited and must undergo additional training every year.

A second topic is the European Directive on housing loans. This directive must be incorporated into Belgian legislation by March 2016. There will be an annual percentage rate (APR). You will also be able to make a better comparison between different banks or lenders on the basis of a standardized information sheet (ESIS).

We are curious how the Belgian legislator or regulators will work out these cases in practice. We will follow it up for you anyway. And….

 

We share our experience about mortgage credit

mortgage credit

Every day credit intermediaries in mortgage loans submit the credit file of their client to us. So we see dozens of files every day. Stories from real people. Solutions for real people. We use this blog to inform you about these credit solutions. We share our experience about mortgage credit.

And that is why you need to know more about home loan.

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